Terms of Service

These Terms of Service (“Terms”) are an agreement between you and MotorNation Holdings LLC, a Florida limited liability company (“we”, “us”), about your use of the TORCH™ iPhone app (“TORCH”). By creating an account or using TORCH you agree to these Terms, our Privacy Policy, our Consumer Health Data Privacy Policy and our AI & Wellness Disclaimer. If you don't agree, don't use TORCH.

1. Eligibility

You must be at least 18 years old and located in the United States to use TORCH. By using TORCH you confirm that you are.

2. What TORCH is, and isn't

TORCH is a consumer fitness, weight-loss and general wellness app. It helps you set weight-loss goals, estimate calorie targets, log meals, water, weight, steps, sleep and optional fasting, and get coaching from Alex, an AI coach.

Talk to a qualified healthcare professional before starting any diet, exercise or fasting program, especially if you are pregnant or breastfeeding, have or have had an eating disorder, have diabetes, heart, kidney or other medical conditions, or take medication.

3. Alex, the AI coach

Alex is artificial intelligence, not a person. AI can be wrong, incomplete or out of date. Alex provides general fitness and wellness information only and has built-in limits: it won't give medical advice, recommend supplements or medication, plan weight loss faster than 2 pounds per week, suggest eating under 1,200 calories a day, or create a weight-loss plan when your BMI is under 18.5. Use your own judgment and don't rely on Alex for decisions about your health. You can report any reply you think is wrong or unsafe from the ••• menu next to it.

4. Weight loss, nutrition and fasting

Calorie targets, macro targets, goal dates and projections are estimates based on standard formulas and the information you enter. They are not guarantees. Results vary from person to person and TORCH does not guarantee any weight-loss or health result. Dieting, exercise and fasting carry risks, including dizziness, fatigue, dehydration, injury and disordered eating. Fasting in TORCH is optional. Stop and seek medical help if you feel unwell.

5. Glucose information

If you connect a glucose monitor (for example through Apple Health), TORCH can show your glucose readings, how meals may have affected them, and general tips. This is general wellness information only.

• Readings may be late or missing. TORCH reads glucose from Apple Health, which often receives readings hours after they are taken. TORCH does not show live readings and does not alert you to low or high glucose.
• Ranges are general references. The “steady range” TORCH uses (70–140 mg/dL) is a general reference, not a personal target. Your doctor may set different targets for you.
• Meal impact is an estimate. TORCH matches readings to the meals you log by time. Other things, such as exercise, stress, sleep, illness and medication, also change glucose.
• TORCH is not affiliated with, endorsed by or sponsored by Dexcom, Abbott or any other glucose monitor maker.

6. Your account

You sign in with Apple. You are responsible for activity on your account and for keeping your Apple ID secure. An account can be active on one iPhone at a time; signing in on a new iPhone signs out the previous one. Tell us promptly at info@motornationleasing.com if you think your account has been misused.

7. Free access and subscriptions

• 7 free days. New accounts get 7 days of full access with no payment and no automatic enrollment. Free access is available once per person and does not restart if you reinstall TORCH or create a new account.
• Subscriptions. After the free days, continued access requires a subscription: $9.99 per month or $99.99 per year (U.S. prices; Apple may show local taxes). Subscriptions are purchased and billed by Apple through In-App Purchase and renew automatically unless canceled at least 24 hours before the end of the current period.
• Canceling. Cancel any time in Settings → Manage Subscription (Apple's subscription settings). You keep access until the end of the period you've paid for.
• Refunds. Refunds are handled by Apple under Apple's policies.
• Without a subscription, core features are locked, but you can always read these documents, contact support, restore purchases, manage your subscription, export your data and delete your account.
• We may change prices with notice as required by Apple and the law. Changes don't affect a period you've already paid for.

8. Acceptable use

Don't misuse TORCH. That includes: using it if you are under 18; trying to access another person's account or data; reverse engineering, scraping or interfering with TORCH or its servers; trying to bypass safety limits, free-access limits or subscription checks; using Alex to generate harmful, illegal or abusive content; or using TORCH for any unlawful purpose. TORCH is for your personal, non-commercial use.

9. Your content

You own what you enter into TORCH. You give us a limited license to store, process and display it only to provide TORCH to you, as described in our Privacy Policy. We don't sell it or use it for advertising, and we don't use identifiable information to train AI models.

10. Third-party services

TORCH relies on third-party services such as Apple (sign-in, App Store, Apple Health), Supabase (hosting), Anthropic (AI) and Open Food Facts (food database). Their services are governed by their own terms, and we aren't responsible for them. Nutrition data from public databases may be inaccurate.

11. Our intellectual property

TORCH, the TORCH™ name and logo, Alex, and the app's design, text and software belong to MotorNation Holdings LLC or its licensors. We grant you a personal, revocable, non-transferable license to use the app on Apple devices you own or control, subject to these Terms and Apple's Standard Licensed Application End User License Agreement.

12. Ending your use

You can stop using TORCH and delete your account at any time in Settings. We may suspend or terminate access if you break these Terms, if required by law, or to protect TORCH or other people. If we discontinue TORCH, we will give reasonable notice where possible so you can export your data.

13. Privacy

Our Privacy Policy and Consumer Health Data Privacy Policy explain how we handle your information.

14. Disclaimers

TORCH is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We don't warrant that TORCH will be uninterrupted, error-free, or that any estimate, projection or AI response is accurate.

15. Limitation of liability

To the fullest extent permitted by law, MotorNation Holdings LLC will not be liable for indirect, incidental, special, consequential or punitive damages, or for lost profits or data, arising from your use of TORCH. Our total liability for any claim relating to TORCH is limited to the greater of the amount you paid for TORCH in the 12 months before the claim or $50. Some states don't allow certain limitations, so some of these may not apply to you. Nothing in these Terms limits liability that can't be limited by law.

16. Indemnity

To the extent permitted by law, you agree to indemnify MotorNation Holdings LLC against claims arising from your misuse of TORCH or your violation of these Terms.

17. Disputes

Talk to us first. Before filing a claim, email info@motornationleasing.com with a description of the problem and give us 60 days to try to resolve it informally.

Arbitration. If we can't resolve it, you and we agree to resolve disputes through final, binding, individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, except that either party may bring an individual claim in small-claims court, and either party may seek injunctive relief for misuse of intellectual property. You and we waive the right to a jury trial and to participate in a class or representative action. You may opt out of this arbitration agreement by emailing us within 30 days of first accepting these Terms with the subject “Arbitration opt-out.”

18. Governing law

These Terms are governed by the laws of the State of Florida and applicable U.S. federal law, without regard to conflict-of-law rules. Subject to section 17, the state and federal courts in Florida have exclusive jurisdiction.

19. Apple

These Terms are between you and MotorNation Holdings LLC, not Apple. Apple is not responsible for TORCH or its content, has no obligation to provide maintenance or support, and is not responsible for any product claims. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

20. Changes to these Terms

If we materially change these Terms, we'll ask you to review and accept the new version in the app. If you don't accept, you can stop using TORCH and delete your account.

21. Contact

MotorNation Holdings LLC · [BUSINESS MAILING ADDRESS REQUIRED BEFORE LAUNCH] · info@motornationleasing.com. We provide support by email only.